Financial Literacy Matters "I wish I had Learned this 20 Years Ago"
At the Retirement Education Foundation, we've been teaching master’s-like Advanced Retirement Courses to older adults for over 10 years.
After completing our courses, the most common feedback is “I wish I learned this 20 years ago!” That’s why we are expanding our mission to also focus on financial literacy for young adults: we know firsthand the difference better planning can make earlier in life. The sooner you start, the more money you’ll save over your lifetime, and you’ll be much better prepared to live an exceptional retirement.
Teaching financial literacy to high schoolers - Fox2News Detroit, May 21, 2025
Experienced Financial Education Instructors
10+ Years | 400+ Classes | 10k+ Students

THE PROBLEM
Education Gaps Lead to Outcome Gaps
88% Of Adults Leaving High School Feel Unprepared To Handle Money
Only 1 in 2 adults have a basic sense of financial literacy, and only 1 in 3 feel satisfied with their financial condition. Nearly 30% of Americans have less than $1k in savings, and the average American has almost $8k in credit card debt.
This begins with the college and post-graduate career decision, where 40% of students drop out of college every year, and the average student who graduates does so with nearly $30k in debt.
Course Topics:
Income & Taxes | Savings | Stocks & Bonds
Compound Interest | Debt & Debt Repayment | Good vs. Bad Planning
Cost-Benefit Analysis for Life Decisions & College Selection
OUR APPROACH
Financial Decision-Making Classes
For High School Students And Young Adults
We provide life-changing classes on financial decision-making for young adults approaching major decisions. We take students seriously and help them apply the foundations of financial literacy to their own lives.
We give students the knowledge & confidence to apply principles of financial analysis to their own choices. Our curriculum focuses on evaluating life decisions using a cost-benefit analysis, with a particular focus on the ramifications of college & post-high school career decisions.
