Do You Understand Social Security?Social Security QuizStep 1 of 137%I'll receive the same monthly benefit amount whether I start collecting Social Security before or after my full retirement age. True FalseIf I am still working when I claim my Social Security, my benefit might be reduced, depending on my earnings and my age. True FalseOnce I start collecting Social Security, my benefits will never change. True FalseMy spouse is eligible to receive Social Security retirement benefits, even if he or she has no individual earnings history. True FalseIf my spouse dies, I will continue to receive both my own benefit and my deceased spouse's benefit; the total Social Security benefits I receive will not change. True FalseThe money that comes out of my paycheck for Social Security goes into a specific account for me and remains there, earning interest, until I begin to receive Social Security benefits. True FalseUnder current Social Security law, my benefits will not be reduced if I claim them at age 65. True FalseAs a divorced person, I might be able to collect Social Security benefits based on my ex-spouse’s earning history. True FalseSocial Security payments are not subject to cost-of-living adjustments. True FalseIf I file for retirement benefits and have minor dependent children, they may also qualify for Social Security benefits. True FalseIf I delay taking Social Security benefits past the age of 70, I will continue to get delayed retirement credit increases each year I wait. True FalseOnly U.S. citizens can collect Social Security retirement benefits. True FalseSEE HOW YOU FAREDFill out this form to find answers to the quiz and see if you need to brush up on your Social Security knowledge to make the most of your retirement journey.Name* First Last Email Address* Δ
