Do You Understand Social Security? Social Security Quiz Step 1 of 13 7% I'll receive the same monthly benefit amount whether I start collecting Social Security before or after my full retirement age. True False If I am still working when I claim my Social Security, my benefit might be reduced, depending on my earnings and my age. True False Once I start collecting Social Security, my benefits will never change. True False My spouse is eligible to receive Social Security retirement benefits, even if he or she has no individual earnings history. True False If my spouse dies, I will continue to receive both my own benefit and my deceased spouse's benefit; the total Social Security benefits I receive will not change. True False The money that comes out of my paycheck for Social Security goes into a specific account for me and remains there, earning interest, until I begin to receive Social Security benefits. True False Under current Social Security law, my benefits will not be reduced if I claim them at age 65. True False As a divorced person, I might be able to collect Social Security benefits based on my ex-spouse’s earning history. True False Social Security payments are not subject to cost-of-living adjustments. True False If I file for retirement benefits and have minor dependent children, they may also qualify for Social Security benefits. True False If I delay taking Social Security benefits past the age of 70, I will continue to get delayed retirement credit increases each year I wait. True False Only U.S. citizens can collect Social Security retirement benefits. True False Name* First Last Email Address* Δ
